It’s seductive to over-shop at this time of year and buy way too many gifts, don’t do it!
Make and stick to your gift list and budget. Steel yourself against the gift temptation by staying away from the stores as much as possible and unsubscribing from sales emails.
Double check your budget and list every time you shop when you have to, and keep it handy to stop any impulse extra gift buying. It will work, and keep you on track if you focus on your plan.